Journal of Investment Development, Economics and Accounting

Artificial Intelligence Skill Development as a Predictor of Job Readiness among Business Education Undergraduates in Tertiary Institutions in Anambra State, Nigeria

Blessing Onyeka Onyiorah — 2025-09-01

Purpose. This the study explored the development of AI competencies and job preparedness in 106 business-education undergraduates in the state of Anambra. Methodology/approach – The information was collected electronically with the help of Google Forms, using a four-point Likert scale questionnaire that included demographic variables, AI skill dimension, and job-readiness competencies. The responses were summarised using descriptive statistical analysis such as frequencies, percentages, means, and standard deviations. The methodological strategy allowed collecting data effectively and reliably, as well as defining the theoretical strengths of students in the field of AI knowledge and identifying the areas that needed to be developed to inform curriculum and skill-development interventions.

Findings – The general job-readiness with significant time management and communication competencies, but low teamwork skills. Regression analysis revealed a strong predictive effect of AI competencies on job -readiness, and the model was found to be stable and reliable. These results support the claim that improvement of AI skills may significantly boost graduate readiness to the labour market. The paper thus highlights the need to incorporate practical AI education in curricula to enhance employability.

Implications of Financial Factors on the Value of Insurance Companies through Dividend Policy in Insurance Companies

Tri Widyawati — 2025-09-01

This study aims to analyze the effect of financial performance on firm value with dividend policy as an intervening variable in insurance companies listed on the Indonesia Stock Exchange during 2018–2024.

Methodology/approach – Financial performance is proxied by Return on Assets (ROA), Debt to Equity Ratio (DER), and Current Ratio (CR). The object of the research is insurance companies listed on the Indonesia Stock Exchange during 2018–2024.

Findings – The results show that ROA, DER, and CR do not significantly affect dividend policy. Dividend policy has a positive and significant effect on firm value. Simultaneously, ROA, DER, CR and dividend policy significantly influence firm value. The model explains 22.97% of the variation in firm value, while the rest is explained by other variables outside the research model

Analysis of The Impact of Work Motivation, Work Environment and Career Development on Employee Loyalty Through Job Satisfaction

Gawarudin Gawarudin — 2025-09-01

This study aims to analyze the influence of work motivation, work environment, and career development on employee loyalty through job satisfaction as an intervening variable for employees at the Ministry of Religious Affairs of the Republic of Indonesia.

The research method used is a quantitative method with a survey approach through the distribution of questionnaires using a Likert scale. The sampling technique used the Slovin formula with a total of 168 employees as respondents. Data analysis was carried out using the Structural Equation Modeling (SEM) method with the Partial Least Square (PLS) approach through the SmartPLS application

The results of the study indicate that work motivation has a positive and significant effect on job satisfaction. The work environment has a positive and significant effect on job satisfaction. Career development also has a positive and significant effect on job satisfaction. Furthermore, work motivation has a positive and significant effect on employee loyalty. The work environment has a positive and significant effect on employee loyalty. Career development has a positive and significant effect on employee loyalty. Job satisfaction also has a positive and significant effect on employee loyalty. In addition, job satisfaction has been proven to be able to mediate the relationship between work motivation, work environment, and career development on employee loyalty.

Analysis of The Implementation of Employee Management Based on Training Strategies, Career Development and Competencies in Improving Organizational Performance

Asriati Asriati — 2025-09-01

This study aims to analyze the implementation of employee management strategies based on training, career development, and competency to improve organizational performance at the South Jakarta City Land Office.

Methodology/approach – his study uses a qualitative descriptive method with an ethnographic approach. The ethnographic approach was chosen to deeply understand organizational culture, work interaction patterns, and employee management practices within the South Jakarta Administrative City Land Office

Findings – Overall, this study confirms that public sector organizations that are able to integrate training strategies, career development, and competencies in a planned manner will be better prepared to face changes in the work environment, technological developments, and increasing public demands for quality services. Therefore, strengthening strategic employee management is one of the keys to the success of bureaucratic reform and continuous improvement of organizational performance.

Differences In Company Size, Liquidity, Stock Return, Before and After Stock Split In Public Companies In Indonesia In 2024

Irmawan Irmawan — 2025-09-01

This study aims to analyze differences in firm size, liquidity, and stock returns before and after stock splits among publicly listed companies in Indonesia in 2024. Firm size is proxied by market capitalization, while liquidity is measured using trading volume

This study uses a qualitative descriptive method with an ethnographic approach. The ethnographic approach was chosen to deeply understand organizational culture, work interaction patterns, and employee management practices within the South Jakarta Administrative City Land Office

Overall, this study confirms that public sector organizations that are able to integrate training strategies, career development, and competencies in a planned manner will be better prepared to face changes in the work environment, technological developments, and increasing public demands for quality services. Therefore, strengthening strategic employee management is one of the keys to the success of bureaucratic reform and continuous improvement of organizational performance.

MSMe Performance Mediates The Relationship Between Financial Access, Financial Literacy and Financial Digital with Business Sustainability

Ratna Diah — 2025-09-01

This study aims to analyze the effect of financial access, financial literacy, and digital finance on business sustainability through MSME performance as a mediating variable among MSMEs participating in the Jabar Naik Kelas Program in Depok City.

This research used a quantitative method with a causal associative approach involving 105 respondents selected using saturated sampling. Data were collected through questionnaires and analyzed using SEM-PLS with SmartPLS 4.0.

The results indicate that financial literacy, digital finance, and MSME performance have a positive and significant effect on business sustainability. Financial literacy and digital finance also positively affect MSME performance. Meanwhile, financial access does not significantly affect MSME performance or business sustainability. MSME performance is proven to mediate the influence of financial literacy and digital finance on business sustainability.

Analysis of Market Ratios in Predicting Stock Prices Moderated by Stock Transaction Volume in Technology Companies in Indonesia

Eky Febrianti — 2025-09-01

This study aims to analyze the effect of market ratios, namely Earnings Per Share (EPS), Earnings Yield (EY), and Profit Growth, on stock prices, with stock trading volume as a moderating variable in technology sector companies listed on the Indonesia Stock Exchange (IDX) during the 2020–2024 period.

This study employs a quantitative approach using panel data analysis methods. The data used are secondary data obtained from companies’ annual financial statements, the Indonesia Stock Exchange, and other official stock market data sources. The analytical techniques applied include descriptive statistical analysis, panel data model selection tests, panel data regression analysis, and Moderated Regression Analysis (MRA).

The results indicate that, partially, EPS and EY have a significant effect on stock prices, while Profit Growth does not have a significant effect on stock prices of technology sector companies. In addition, stock trading volume is able to moderate the relationship between EPS, EY, and Profit Growth and stock prices. This study demonstrates that corporate profit growth receives a stronger market response when accompanied by an increase in stock trading activity. The findings are expected to contribute academically to the development of capital market studies and to serve as a practical reference for investors

Analysis of Leadership Style, Compensation, Physical Work Environment on Employee Performance Through Motivation

Veronika Simanjuntak — 2025-09-01

Purpose – This research aims to empirically prove the influence of Leadership Style, compensation, and Physical Work Environment on Motivation, as well as the influence of Leadership Style, compensation, Physical Work Environment, and Motivation on Employee Performance at Bank Sentra Mandiri Central Jakarta.

Methodology/approach – This research uses a quantitative approach with a descriptive research type. The population in this study amounted to 135 employees, all of whom became respondents using a saturated sample at Bank Sentra Mandiri Central Jakarta, then sampling was carried out using a proportionate stratified random sampling technique in each department. Data were collected through a survey method by distributing questionnaires to respondents. The data analysis technique used is Structural Equation Modeling based on Partial Least Square (PLS-SEM) with the help of the SmartPLS 4.1.1.6 application.

Findings – The results showed that: (1) Leadership Style has a positive and significant effect on Motivation. (2) Compensation has a positive and significant effect on Motivation (3) Physical Work Environment has a positive and significant effect on Motivation (4) Leadership Style has a positive and significant effect on Employee Performance. (5) Compensation has a positive and significant effect on Employee Performance (6) Physical Work Environment has a positive and significant effect on Employee Performance (7) Motivation has a positive and significant effect on Employee Performance

Analysis of Risk-Based Bank Rating as A Predictor of Stock Return Moderated Trading Volume

Veronica Lusianna Sitohang — 2025-09-01

This study aims to analyze the effect of Risk-Based Bank Rating (RBBR) proxied by Loan to Deposit Ratio (LDR), Good Corporate Governance (GCG), Return on Asset (ROA), and Capital Adequacy Ratio (CAR) on stock return, with trading volume as a moderating variable

The sample consists of 13 national private banks listed on the Indonesia Stock Exchange for the 2020-2024 period (65 observations). Panel data regression with the Common Effects Model (CEM) and Moderated Regression Analysis (MRA) were employed

Results show that partially, LDR and GCG had a negative and significant effect on stock return, ROA had a positive and significant effect as the most dominant factor, while CAR had no significant effect. MRA results revealed that trading volume only significantly moderated the effect of ROA on stock return with weak strength, but did not moderate LDR, GCG, or CAR. These findings indicate that although the CEM explains fundamental relationships (R² = 78.42%), trading activity does not substantially alter market risk perceptions of bank liquidity, governance, or capital adequacy

Analysis of Risk-Based Bank Rating as A Predictor of Stock Return Moderated Trading Volume

Daru Maliki — 2025-09-01

This study aims to empirically examine the effect of compensation, coaching development, and work environment on motivation, as well as the effect of compensation, coaching development, work environment, and motivation on employee satisfaction at PT Trimitra Wahana Sukses

This study employs a quantitative approach with a descriptive research design. The population consists of 300 employees, and using the Slovin formula with a 5% margin of error, a sample of 171 respondents was obtained from PT Trimitra Wahana Sukses. The sampling technique used was proportionate stratified random sampling across each department. Data were collected through a survey method by distributing questionnaires to respondents. The data analysis technique used was Structural Equation Modeling based on Partial Least Squares (PLS-SEM) with the assistance of SmartPLS 4.1.1.6 software.

The results of the study indicate that: (1) Compensation has a positive and significant effect on motivation, (2) Coaching development has a positive and significant effect on motivation (3) Work environment has a positive and significant effect on motivation (4) Compensation has a positive and significant effect on employee satisfaction (5) Coaching development has a positive and significant effect on employee satisfaction (6) Work environment has a positive and significant effect on employee satisfaction, with a coefficient (7) Motivation has a positive and significant effect on employee satisfaction